🔒 Privacy Policy

This Privacy Policy explains how www.homeloansbytera.com collects, uses, and protects your personal information. It applies solely to data collected through this website and outlines:

• What personally identifiable information is collected

• How your information is used and with whom it may be shared

• Your choices regarding the use of your data

• Security measures in place to protect your information

• How you can update or correct your information

📋 Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only collect information that you voluntarily provide via form submissions, email, or direct contact. We do not sell or rent this information to anyone.

We use your information to respond to your inquiries and process any requests you submit. We will not share your information with any third party outside our organization, except as necessary to fulfill your request (e.g., to process a loan application or deliver requested information).

Unless you ask us not to, we may contact you via email in the future to inform you of updates, services, or changes to this Privacy Policy.

📱 SMS Communications

By submitting your information on this website, you consent to receive SMS text messages from homeloansbytera.com and Platinum One Lending, and its representatives, including Tera Sommer. These messages are strictly related to your mortgage inquiry or application, including status updates, document requests, follow-ups, and transaction-related communications.

Message frequency may vary. Standard message and data rates may apply. You may opt out of receiving messages at any time by replying “STOP” to any SMS. Your mobile number and personal data will never be sold or shared with third parties for marketing purposes.

If you have questions regarding SMS communications, please contact us at (810) 333-1698.

🔄 Your Access to and Control Over Information

You can opt out of future communications or review the data we have about you at any time. To do so, contact us using the information listed at the bottom of this policy. Specifically, you may:

• See what data we have about you, if any

• Correct or update your data

• Request deletion of your data

• Express concerns about how your data is used

🔐 Security

We take appropriate precautions to protect your information. Any sensitive data (e.g., credit details) submitted via the website is encrypted and transmitted securely.

You can confirm encryption by checking for a padlock icon in your browser and looking for “https” in the address bar.

Offline, access to your personal data is limited to employees who need the information to perform specific duties (e.g., billing or customer support). The servers where we store personal data are maintained in a secure environment.

📞 Contact

If you believe we are not abiding by this policy or have any privacy-related questions, please contact us:

Phone:

(810) 333-1698

Email:

[email protected]